Loaded Baked Potato Chili

Featured in: Family Sharing Plates

This dish features large russet potatoes baked until tender with crisp skins, then topped with a flavorful chili and black bean mixture. Melted cheddar cheese adds creaminess while sour cream, green onions, diced tomatoes, and optional jalapeño slices provide fresh accents. The result is a satisfying, customizable comfort meal that can be tailored with vegan alternatives or extra toppings. Perfect for an easy, gluten-free option meant to warm and satisfy.

Updated on Wed, 19 Nov 2025 12:43:00 GMT
Golden Loaded Baked Potato with Chili and Cheese, a comforting meal with melted cheese and fresh green toppings. Save
Golden Loaded Baked Potato with Chili and Cheese, a comforting meal with melted cheese and fresh green toppings. | cookinget.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

This recipe became a staple in my home when we needed a fuss-free dinner everyone could customize. The combination of warm potatoes and hearty chili has brought cozy, memorable dinners to our table more times than I can count.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Chili: 2 cups prepared chili (meat or vegetarian)
  • Black beans: 1 cup canned black beans, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1 sliced (optional)
  • Salt and pepper: to taste

Instructions

Prepare Potatoes:
Preheat oven to 425°F (220°C). Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.
Bake Potatoes:
Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and flesh is tender.
Heat Chili & Beans:
While potatoes bake, heat chili and black beans in a saucepan over medium heat until hot, stirring occasionally.
Prepare Potatoes for Topping:
Remove potatoes from oven, let cool slightly, slice each lengthwise, and gently fluff the insides with a fork.
Add Chili & Beans:
Spoon chili and bean mixture evenly over each potato.
Add Toppings:
Top with shredded cheese and allow it to melt. Add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot with additional toppings on the side if desired.
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| cookinget.com

Sharing these loaded baked potatoes with my family has become a cherished comfort dish. Everyone piles on their favorite toppings, making dinner fun and personal for all ages.

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy (cheese, sour cream). Gluten-free if using gluten-free chili and toppings. Check labels for allergens.

Nutritional Information

Per serving: Calories 480, Total Fat 17 g, Carbohydrates 62 g, Protein 18 g

A close-up of a steaming Loaded Baked Potato with Chili and Cheese, ready to be enjoyed as a hearty dinner. Save
A close-up of a steaming Loaded Baked Potato with Chili and Cheese, ready to be enjoyed as a hearty dinner. | cookinget.com

Loaded baked potatoes make for an easy, hearty meal that brings everyone together. Try different chili varieties or toppings next time for a new twist.

Recipe FAQs

How do I ensure potatoes bake evenly?

Prick potatoes with a fork several times to allow steam to escape and rub with olive oil and salt for crisp skin. Bake directly on the oven rack for even heat circulation.

Can I prepare this dish ahead of time?

Yes, bake the potatoes and prepare the chili mixture in advance. Reheat and assemble just before serving to maintain freshness and texture.

What are good vegan alternatives for cheese and sour cream?

Plant-based vegan cheeses and sour cream options are excellent substitutes to keep this dish dairy-free while preserving creaminess.

How can I add more heat to this dish?

Include sliced jalapeños as a topping or add hot sauce or chili flakes to the chili mixture before serving.

Is this dish gluten-free?

Yes, provided the chili and toppings used are gluten-free. Always check labels to avoid cross-contamination.

Loaded Baked Potato Chili

Fluffy baked potatoes with chili, beans, cheese, and fresh toppings for a hearty meal.

Prep Duration
10 minutes
Time to Cook
60 minutes
Overall Time
70 minutes
Recipe by Sophie Daniels


Skill Difficulty Easy

Cuisine American

Output 4 Portion Count

Diet Preferences Vegetarian Option, No Gluten

What You'll Need

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 ½ cup sour cream
03 ¼ cup chopped green onions
04 ¼ cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Directions

Step 01

Preheat oven: Set oven temperature to 425°F.

Step 02

Prepare potatoes: Prick each potato multiple times with a fork, rub evenly with olive oil, and sprinkle with sea salt.

Step 03

Bake potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and interiors tender.

Step 04

Heat chili and beans: Simmer chili and black beans together in a saucepan over medium heat, stirring occasionally, until heated through.

Step 05

Slice and fluff potatoes: Remove baked potatoes, let cool slightly, then slice lengthwise and gently fluff the flesh with a fork.

Step 06

Assemble toppings: Spoon chili and bean mixture onto each potato, top with shredded cheddar cheese to melt, then add sour cream, green onions, diced tomatoes, and optional jalapeño slices; season with salt and pepper.

Step 07

Serve: Serve immediately with additional toppings on the side if desired.

Essential Tools

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy Details

Review all ingredients for allergens. Ask a medical expert when uncertain.
  • Contains dairy from cheese and sour cream.
  • Verify chili and toppings for gluten-free status and potential allergen cross-contamination.

Nutrition Facts (per portion)

These numbers offer reference only, not medical guidance.
  • Energy Value: 480
  • Fats: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g