Chunky Monkey Overnight Chia Pudding

Featured in: Morning Comfort Bowls

Create luscious layered jars featuring wholesome chia seeds infused with almond milk and vanilla. One half gets enriched with cocoa powder for chocolatey depth, while natural peanut butter adds creamy richness. Fresh banana slices bring sweetness throughout. Simply assemble in jars, refrigerate overnight, and wake up to thick, satisfying layers perfect for busy mornings or afternoon snacking.

Updated on Mon, 09 Feb 2026 11:43:00 GMT
Glass jars display layered Chunky Monkey overnight chia pudding with banana slices and chocolate chips. Save
Glass jars display layered Chunky Monkey overnight chia pudding with banana slices and chocolate chips. | cookinget.com

My roommate texted me at 6 AM on a Tuesday saying she'd overslept and had nothing for breakfast. I threw together some chia seeds, banana, and peanut butter in a jar the night before, thinking it might save her from the drive-through line. She texted back two hours later that it was the best thing she'd eaten all week. That jar became a regular Wednesday ritual, and honestly, it still is.

The first time I made this for someone other than myself was for a friend doing a whole-food cleanse. She was convinced she'd be bored eating plain things for thirty days, and I wanted to prove her wrong. Watching her eat this with actual enthusiasm, not resignation, made me realize how satisfying pudding could be without any of the processed stuff.

Ingredients

  • Chia seeds: These tiny seeds absorb liquid and create that thick, creamy pudding texture overnight without any cooking, plus they're loaded with fiber and omega-3s.
  • Unsweetened almond milk: The base that lets the chia seeds work their magic, though coconut milk makes it richer if you're feeling fancy.
  • Maple syrup or honey: Just enough sweetness to make it feel like a treat without overpowering the other flavors.
  • Vanilla extract: A half teaspoon is all you need to tie everything together with a subtle warmth.
  • Unsweetened cocoa powder: This creates an actual separate layer that looks impressive and tastes like chocolate without any bitterness.
  • Natural creamy peanut butter: The ingredient that makes this feel indulgent, spread thick between the banana and chia so every bite has that richness.
  • Ripe banana: Slice it fresh right before serving if you can, because banana slices soften overnight and you want them to stay firm and distinct.
  • Dark chocolate chips or cacao nibs: Optional but worth it if you want that textural contrast against the creamy layers.
  • Chopped walnuts: Another optional layer that adds a subtle earthiness and crunch that catches you by surprise.

Instructions

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Create the foundation:
Whisk your chia seeds, almond milk, maple syrup, and vanilla in a mixing bowl until combined, then let it sit for about 10 minutes while you give it a stir or two. You'll watch it transform from watery to noticeably thicker, and that's when you know it's working.
Split into two textures:
Divide your thickened pudding equally between two bowls. Into one half, whisk the cocoa powder and extra maple syrup until you have a rich, smooth chocolate pudding. The separation happens now, so you get those distinct layers later.
Build your jars thoughtfully:
Start with plain pudding at the bottom of each jar, then layer banana slices, a generous spread of peanut butter, and finally the cocoa pudding on top. The peanut butter acts like edible glue that keeps everything beautiful and distinct.
Top with texture:
Finish with more banana slices and sprinkle your chocolate chips or cacao nibs and walnuts across the top if you're using them. This is where the pudding gets its personality.
Let time do the work:
Cover your jars and slide them into the refrigerator overnight or for at least 6 hours. The chia will continue absorbing liquid, the flavors will meld slightly, and everything will become that spoonable dream texture.
Serve and stir:
Pull them out, give a gentle stir if you want to blend the layers or keep them intact if you prefer the visual drama. Either way, it's ready to eat straight from the jar.
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Overnight chia pudding inspired by Chunky Monkey with peanut butter and banana layers. Save
Overnight chia pudding inspired by Chunky Monkey with peanut butter and banana layers. | cookinget.com

My sister brought this to a potluck once, served in little mason jars, and I watched people's faces as they realized this beautiful, layered dessert was vegan and gluten-free. Someone asked for the recipe right there at the table, and I loved how surprised they were that something so indulgent could also be that good for you.

Customizing Your Pudding

The beauty of overnight chia pudding is that once you understand the basic ratio, you can play around without ruining anything. I've made nut-free versions using sunflower seed butter instead of peanut butter, and swapped almond milk for coconut milk when I wanted something richer and more tropical-tasting. The cocoa layer can be as thick or subtle as you like, and some mornings I'll add a splash of espresso powder to the chocolate part if I'm really tired and need an extra nudge.

Prepping Ahead Without Guilt

This is genuinely one of the best recipes for people who want to eat well but don't have time to think about breakfast. You can make three or four jars on Sunday night and grab one on your way out the door all week long. They keep beautifully for up to 5 days in the refrigerator, and there's something satisfying about opening the fridge and seeing breakfast already waiting for you.

Flavor Combinations That Actually Work

Once you nail the classic Chunky Monkey version, you'll start seeing other flavor combinations everywhere. The chia base is so versatile that you can layer it with different butters, chocolates, or fruit without any fuss. Here are a few directions my kitchen has gone in:

  • Swap the peanut butter for almond butter and use fresh raspberries instead of banana for a berry-forward version that feels lighter.
  • Add a tablespoon of almond extract to the cocoa layer if you want it to taste like chocolate-covered cherries, then layer with fresh or dried cherries.
  • Use hazelnut butter with chocolate for an elevated version that tastes like dessert but has all the protein you need to feel full until lunch.
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Chunky Monkey overnight chia pudding topped with walnuts, bananas, and dark chocolate chips. Save
Chunky Monkey overnight chia pudding topped with walnuts, bananas, and dark chocolate chips. | cookinget.com

This pudding has become one of those recipes I make for myself when I need comfort food that doesn't require me to stand at the stove. There's something peaceful about preparing it the night before and waking up to breakfast that's already waiting.

Recipe FAQs

How long does the pudding need to chill?

The chia pudding requires at least 6 hours in the refrigerator to properly thicken and set, though overnight chilling yields the best texture for easy layering and serving.

Can I make this nut-free?

Absolutely. Substitute sunflower seed butter for peanut butter and omit the walnuts. The rest of the ingredients remain naturally nut-free while maintaining delicious flavor combinations.

What milk works best for this preparation?

Unsweetened almond milk provides a light, neutral base, but coconut milk adds extra creaminess. Any plant-based or dairy milk works—choose according to your taste preferences and dietary needs.

How long will these jars keep in the refrigerator?

Properly covered and stored, the layered jars stay fresh for 3-4 days. The bananas may oxidize slightly but remain perfectly edible. Assemble when convenient for grab-and-go meals throughout the week.

Can I reduce the sweetener amount?

The natural sweetness from ripe bananas allows you to decrease maple syrup or honey if preferred. Start with half the suggested amount and adjust to taste—the chia pudding remains delicious even with minimal added sweetener.

Chunky Monkey Overnight Chia Pudding

Creamy layered chia pudding with banana, cocoa, and peanut butter flavors.

Prep Duration
10 minutes
Time to Cook
360 minutes
Overall Time
370 minutes
Recipe by Sophie Daniels


Skill Difficulty Easy

Cuisine American

Output 2 Portion Count

Diet Preferences Vegetarian Option, No Dairy, No Gluten

What You'll Need

Chia Pudding Base

01 4 tablespoons chia seeds
02 1 cup unsweetened almond milk
03 1 tablespoon maple syrup or honey
04 1/2 teaspoon pure vanilla extract

Cocoa Layer

01 1 tablespoon unsweetened cocoa powder
02 1/2 tablespoon maple syrup or honey

Peanut Butter Layer

01 2 tablespoons natural creamy peanut butter

Banana Layer and Toppings

01 1 large ripe banana, sliced
02 2 tablespoons dark chocolate chips or cacao nibs, optional
03 1 tablespoon chopped walnuts, optional

Directions

Step 01

Prepare Chia Base: In a mixing bowl, whisk together chia seeds, almond milk, maple syrup, and vanilla extract. Set aside for 10 minutes, stirring once or twice, until mixture begins to thicken.

Step 02

Create Cocoa Layer: Divide the thickened mixture equally into two bowls. To one bowl, whisk in cocoa powder and maple syrup until fully combined.

Step 03

Layer Components: In two jars or glasses, layer as follows: spoon half of plain chia pudding into bottom of each jar, add banana slice layer, spread 1 tablespoon peanut butter over bananas, add cocoa chia pudding layer on top, finish with remaining banana slices and optional chocolate chips and walnuts.

Step 04

Chill Overnight: Cover jars and refrigerate overnight or at least 6 hours until thickened and fully set.

Step 05

Serve: Remove from refrigerator and serve chilled. Stir before eating if desired.

Essential Tools

  • Mixing bowl
  • Whisk or spoon
  • Measuring cups and spoons
  • Two serving jars or glasses

Allergy Details

Review all ingredients for allergens. Ask a medical expert when uncertain.
  • Contains peanuts and tree nuts
  • May contain soy if chocolate chips include soy lecithin
  • Check all product labels for potential hidden allergens

Nutrition Facts (per portion)

These numbers offer reference only, not medical guidance.
  • Energy Value: 325
  • Fats: 18 g
  • Carbohydrates: 37 g
  • Proteins: 9 g